Affinity Group Insurance Trends & Solutions | Lockton Affinity

The Difference Between General and Umbrella Liability Insurance

Lockton Affinity offers a variety of policy types to fit the complex insurance needs of clients like you. Despite the differences of many companies and organizations, one of the most common insurance policies needed is liability coverage.

However, there are many types of liability coverage. For example, Lockton Affinity offers:

  • Cyber Liability
  • Employment Practices Liability
  • Excess Liability Insurance
  • Fiduciary Liability
March 21st, 2018|Uncategorized|

Tips for Non-Profit Risk Management

Whether you are a national non-profit or a local affiliate maintaining a community center, hosting a fund-raising event, or having volunteers working in the field, following these tips for non-profit risk management just makes sense. Protect your non-profit members and affiliates from everyday risks with these best practices:

Minimize slips, trips and falls

Slips, trips and falls make up the majority of all general

March 21st, 2018|Non-Profit|

The Importance of Insurance for Business Owners

As an owner, you never want to think about damage to your hard-earned business. Unfortunately, it’s a risk you face each and every day. Whether a fire shuts down your business for months or a broken computer system halts operations for a day, insurance for business owners is critical.

While purchasing insurance isn’t the most exciting part of owning your own business, it

March 14th, 2018|Uncategorized|

Tips for Selecting Insurance Limits

With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about insurance limits and how to select them.


Understanding insurance limits

An insurance limit, or limit of liability, is the maximum amount the insurance company will pay under a given policy. So

February 27th, 2018|Uncategorized|

Why Fitness Professionals Need Professional Liability Insurance

 Professional Liability Insurance covers the cost of certain legal fees, and settlements that you may face as a result of claims brought against you based on the advice or services you have provided.

While your employer may have Professional Liability Insurance, it is important to have your own policy for many reasons.


What’s at risk?

Time. Regardless of guilt or innocence, legal proceedings can

February 27th, 2018|Fitness & Wellness|

The Threat to Confidentiality: Ten Tips for Law Firms to Avoid a Cyber Incident

The Cyber Breach

Unfortunately, law firms are still regarded as “soft” in the comparative world of cyber targets. Many law firms use systems that are easier to penetrate than those of their more sophisticated clients. This imbalance in technology leaves the law firm as the weakest link in the data chain and an obvious target for cyber criminals.

Further, lawyers, even if employed at

November 28th, 2017|Legal|

Do I really need Insurance?

Do you wonder if you really need legal malpractice insurance when you open your law practice?  Even if your practice is small and you are extremely diligent in your work or you work in an area where ‘everyone knows everyone’ and you believe that your clients would never sue you, consider the following:

  • An estimated 4-17% of lawyers are sued each year.
November 28th, 2017|Legal|

Prepare for Cyber Crime – Before and After the Attack

Unfortunately, cyber-attacks against accounting firms are not unusual. Because firms store large amounts of clients’ personal and financial data, they are at a heightened risk for cyber-attacks. Malware, ransomware, phishing and other breaches are becoming common place.

Despite all the information accounting firms are responsible for, they typically have few layers of cyber protection to guard against theft. Take action to protect your

October 17th, 2017|Financial|

10 Frequently Asked Questions about Cyber Liability Insurance

Companies in the financial industry are increasingly vulnerable to the menace of cybercrime. Cyber criminals are smart, and even businesses that take preventive measures can still find themselves vulnerable to a determined hacker. Learn all you need to know about protecting your company and clients with these frequently asked questions.

What is Cyber Liability Insurance?

Cyber Liability insurance is designed to mitigate loss from

October 3rd, 2017|Financial|

Make the Best of Events in the Rain

Everything is ready to go for your event – You, your car and your team. But, a look at the radar shows rain. Don’t let the forecast dampen your enthusiasm.

Some HPDE events will continue despite rain, so be prepared. Follow these tips to stay safe on the track and enjoy your HPDE event:

Choose Smart Clothing – In addition to your gear, pack

August 16th, 2017|Additional Groups|