Affinity Group Insurance Trends & Solutions | Lockton Affinity

Ladder Safety Tips

Whether cleaning, hanging pictures or inspecting a roof, ladder safety is important to acknowledge.

According to the World Health Organization, the United States leads the world in ladder deaths. Each year in the U.S., there are more than 164,000 emergency room-treated injuries and 300 deaths caused by falls from ladders. Most ladder deaths are from falls of 10 feet or less.

Help ensure ladder

June 12th, 2019|Uncategorized|

3 Ways to Protect Your Inventory

According to the National Weather Service, thunderstorms cause several hundred million dollars in property damage each year.

If you have a business with a brick and mortar store and inventory, this can be troublesome, especially when considering the other types of weather your area may face.

Whether you sell patio sets or stoves, there are steps you can take to protect your inventory from

June 5th, 2019|Small Business|

Natural Disaster Preparation for your Small Business

No matter where your small business is located, you are at risk to experience a natural disaster. Luckily you can complete natural disaster preparation whether you’re in Florida worried about hurricanes, California concerned about wildfires or Texas troubled by tornadoes.

While you hope a natural disaster never impacts your small business, it always pays to be prepared. A few simple steps can help

May 20th, 2019|Small Business|

Implement Overexertion Prevention Methods

While most of volunteers or members won’t be doing extremely physical labor for your organization, there are occasions where it can be helpful to think about overexertion prevention.

Overexertion can be caused by a variety of incidents—not just heavy lifting or manual labor. Overexertion can cause disorders of the soft tissue, specifically of the muscles, and may

April 10th, 2019|Additional Groups, Non-Profit|

Risk Management Tips by Industry

At Lockton Affinity, we custom tailor, implement and manage insurance solutions for a wide variety of industries. Along with customized insurance programs, we provide risk management resources, too.

Find your industry below to browse risk management tips that apply to you and your organization.

Find Risk Management Tips for Your Industry

Franchise Systems

Why Your Business Needs Commercial Auto Insurance

If you use vehicles as part of your business operations, a commercial auto policy should be included in your insurance program. Commercial Auto insurance provides coverage for vehicles in the event they incur physical damage, cause physical damage or bodily injury to others.

If appropriate, you may also need non-owned auto coverage, which protects from claims for damages involving bodily injury or property

March 1st, 2019|Franchise, Small Business|

Placing Professional Liability Coverage With a Dependable Carrier

As a business owner, not much seems worse than facing a claim against your business. Having a financially sound and respected insurance carrier, however, can make all the difference during such a stressful time. Knowing that insurance professionals are managing the defense of the claim and that your carrier will be there to fund any settlement or judgment against you is essential

January 7th, 2019|Uncategorized|

Fiduciary Coverage for Financial Professionals

The day-to-day duties of financial professionals are changing rapidly. With more and more solutions available for clients and vast regulatory reform, the role of financial professionals will continue to change.

One way to protect yourself and the additional roles you take on is Errors and Omissions (E&O) insurance with Fiduciary Coverage.

What is E&O Insurance?

E&O Liability Insurance covers the cost of certain legal fees,

November 27th, 2018|Financial|

How to Prevent Collapsing Chairs at Your Organization

A surprising number of claims come from an unexpected source: collapsing chairs. Collapsing chairs are extremely dangerous and often collapse during normal use. Many injuries can occur from a chair collapse, including:

  • Heavy bruising
  • Smashed fingers
  • Broken arms and wrists
  • Fractured pelvises
  • Severe lacerations
  • Concussions

Injuries associated with deteriorating folding chairs may require corrective surgeries, hospitalization and significant recovery times. They are extremely

November 27th, 2018|Franchise|

5 Tips to Prevent a Cyber-Attack

As technology use continues to integrate into the daily operations of businesses, reports of cyber-attacks are growing. Malware, ransomware, phishing and other breaches are becoming common place for small business owners. As a business owner, you have a responsibility to protect your business records and your customers’ personal information. Prevent a cyber-attack with these five tips:

  1. Enforce a password policy

Password policies are

November 27th, 2018|Small Business|