Affinity Group Insurance Trends & Solutions | Lockton Affinity

Insurance Limits for Small Businesses

As a small business owner, insurance can be confusing, time consuming and expensive. At Lockton Affinity, we strive to make it as simple and affordable as possible.

With the coverage you need as a small business owner, you will likely have to select insurance limits for some of your insurance policies. First, you will need a basic understanding of what an

September 14th, 2018|Small Business|

Risk Management Tips for Fitness Professionals

At Lockton Affinity, we strive to provide our customers an exceptional insurance experience through complete coverage, personal service and risk management resources. Like insurance coverage, risk management tips for fitness professionals are designed to help keep you, your career and your clients safe.

 

Risk Management Tips for Fitness Professionals

You likely have your clients’ best interests at heart. Unfortunately, today’s society is very

September 14th, 2018|Fitness & Wellness|

Tips for Managing Malpractice Claims

Sometimes, good lawyers can make mistakes. Whether a signature gets missed on a critical document or the wrong procedure is followed for an appeal, mistakes can happen. Unfortunately, malpractice claims – both legitimate and not – can happen to you, despite your years of experience.

In the event a claim is filed against you for the services or advice you provided, follow these

August 27th, 2018|Financial|

The Most Common Small Business Claims

Whether you own an antique store, law firm, or any other type of the millions of small businesses, you face many risks each and every day. These risks typically fall into four categories—customers, income, employees and property.

Unfortunately, these risks can become real life claims in no time at all. In fact, a study by The Hartford found that 40% of small

August 27th, 2018|Small Business|

How to Report a Professional Liability Claim as a Financial Association

Whether you are a CPA, an investment advisor or a banking professional, you are at risk of being sued for the services you provide. From disgruntled clients to fiduciary liability or even typos, you’ll want the right coverage in place to protect you and your career. While you hope to never be sued, it is important to know how to report a

August 21st, 2018|Financial|

Insurance Terminology to Know

Insurance comes with its own language and can often be confusing. We want to ensure that you feel comfortable and confident in purchasing insurance. Read on for common insurance terminology you will likely come across during your insurance purchase.

Do I need General Liability or Professional Liability?

General liability covers risks associated with business, such as clients and others who come into contact with

August 21st, 2018|Additional Groups|

8 Non-Profit Insurance Needs

Like for-profit companies, a non-profit company has many unique challenges. More often than not, you will need multiple non-profit insurance policies to stay fully protected.

Whether your company is a global non-profit helping others around the world or a local affiliate making a difference in a small community, insuring against day-to-day risks just makes sense.

Common Coverage

The needs of non-profit businesses vary, but these

July 24th, 2018|Non-Profit|

Tips to Minimize Franchise Risk

Whatever type of franchise you own, working to minimize franchise risks just makes sense. Protect your franchise, employees and customers from everyday risks with these best practices.

Don’t rush hiring

Pre-screen potential employees and hold one or even two interviews with the same person before hiring them. A thorough hiring process will ensure the employee is a good fit for your franchise and will

July 18th, 2018|Franchise|

Small Business Insurance

Whether you own a print shop, photography business, engineering firm, or any other of the millions of small businesses, you need small business insurance to cover the many risks you face. Ultimately the insurance you select for your business will protect against risks in four categories – customers, income, employees and property.

 Policies designed for small businesses

Likely, your business will not need all

July 18th, 2018|Small Business|

Protecting Personally Identifiable Information

In today’s technology-driven economy, companies across all industries store large amount of their clients’ information. Personally Identifiable Information (PII) is extremely valuable for cyber terrorists, and without the proper protection, businesses are prime target for cyber terrorists.

While stories of cyber-attacks in the news focus on large corporation hacks like Target and Equifax, small businesses are attacked every day.

What is Personally

June 27th, 2018|Legal|