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So far Lockton Affinity, LLC has created 92 blog entries.

Fighting Cyber Fraud: An Introduction to Cyber Insurance for Recordkeepers

Now more than ever, retirement plan recordkeepers are at risk of cyber fraud. But there are ways to minimize your exposure. Lockton Affinity’s Tom Schrandt recently penned an article for ASPPA’s Plan Consultant Magazine, offering cyber tips for recordkeeping professionals.

Tom is a Vice President, Partner and Producer at Lockton Affinity, where he leads the Lockton Affinity Advisor Insurance Program

March 21st, 2023|Financial, Small Business|

The Importance of HVAC Maintenance

With summer heat just around the corner, it’s a good time to consider your business’s HVAC system and its maintenance.

Well-maintained HVAC equipment can reduce energy loss and save your business money on operating costs. It also helps keep your business safe and pleasant:

  • The correct temperature provides a comfortable experience for guests and employees.
  • Air ventilation can help keep bad odors at
March 7th, 2023|Franchise, Small Business|

Cybercrime Terminology to Know

Not knowing or understanding the cybercrime risks your business faces puts you at a disadvantage against cyber criminals who know exactly what they’re doing. But wrapping your head around the lingo used to talk about the topic can be tricky.

Cybercrime terminology is complex and it’s constantly changing and evolving. Knowing the meanings behind key terms can make cybercrime easier to understand and

February 21st, 2023|Cyber|

Preventing Employee and Customer Injuries

While insurance policies are in place to protect your business from shouldering the cost of someone being injured, it’s even more important to do all you can to prevent injuries in the first place.

Consider the following tips for preventing employee and customer injuries.

Preventing Employee Injuries

Preventing employee injuries not only protects your employees’ mental and physical wellbeing, it protects your business, too. Because

February 7th, 2023|Fitness & Wellness, Small Business|

Ransomware Manufacturing Threat: How Cybercrime Is Targeting the Manufacturing Industry

The manufacturing industry isn’t known for having lots of rich clients or daily high-dollar transactions, so it may seem odd that criminals would be targeting plants and factories across the country. But increasingly, that’s what’s happening.

The rate at which cybercriminals are targeting the manufacturing industry now tops the rates for industries like finance, business, retail and government. It’s an unusual development, but

January 24th, 2023|Cyber, Small Business|

Would Equipment Malfunction Break Your Business?

Businesses everywhere depend on equipment. Like many, you probably rely on specialized tools, furniture and appliances made just for your industry to operate. Even beyond these devices, there is standard equipment for any business, such as HVAC systems, computers and more, which are critical to running your business.

If your business equipment were to malfunction or break, it could disrupt your day-to-day operations.

January 10th, 2023|Franchise, Small Business|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim resulting from

December 29th, 2022|Non-Profit, Small Business|

Creating a Culture of Safety at Your Organization

Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase.

To make your organization safer, it is important to take a proactive approach before incidents occur.

With the right plan in place, you can help prevent injuries, illnesses

December 13th, 2022|Non-Profit, Small Business|

Finance, Cyber Attacks and Geopolitics: The Risk to Businesses Like Yours

Businesses in the finance industry are facing a new online risk as cyber attacks and geopolitics merge into a single threat. Cyber attacks have already been at an elevated level for several years. However, the latest geopolitical threat comes in addition to those existing risks of theft, fraud and vandalism.

The U.S. government has warned that geopolitical rivals from Russia to China,

December 13th, 2022|Cyber, Financial|

How to Choose Insurance for Your Franchise

Choosing franchise insurance can feel overwhelming. Workers’ compensation, business auto, property, liability, business interruption, cyber liability, umbrella liability—it can seem that there are endless insurance policies offered to your business. But which policies do you actually need?

When buying your business insurance, it can be helpful to follow these guidelines to ensure you have the coverage you need and nothing more:

  1. Check your
November 15th, 2022|Franchise, Small Business|