Lockton Affinity, LLC, Author at Lockton Affinity

About Lockton Affinity, LLC

Lockton Affinity, an affiliate of Lockton Companies, was formed in 1987 to meet the dynamic, specialized insurance needs of affinity groups, non-profits, associations and franchises.

How Safety Signage Can Protect Your Small Business

The difference between a normal day at the office and a trip to the emergency room could come down to a simple “wet floor” sign. Experts note it’s difficult for customers and employees to take the necessary safety precautions around hazards without a sign. In fact, OSHA has found a link between safety signage and accident occurrence. To protect your small

December 9th, 2019|Small Business|

Top 2019 Cyber Security Risks

Cyber security risks are a threat today’s organizations can’t afford to ignore. According to cyber security experts, system access, customer data, business credentials and communications are all vulnerable. Plus, an attack can damage trust and harm your business.

It pays to stay ahead of hackers by knowing what to watch out for and how to protect yourself and business. Here are five of

November 22nd, 2019|Small Business|

Which Fire Suppression System Is Right for Your Business?

As a small business owner, you hope you’ll never get a call in the middle of the night about a fire at your business. But if so, don’t you hope the damage will be minimal?

Along with a quick response by first responders, the right fire suppression system can make all the difference. Yet things have come a long way from the standard

November 15th, 2019|Small Business|

Workers’ Compensation for Expanding Businesses

Taking the next step in a business is exciting and invigorating, but it can also be daunting when it comes to workers’ compensation for expanding businesses. As employees are hired, new locations of operations open, or business categories change, make sure your business stays compliant and manages the risks with these helpful tips.

Workers’ Compensation for Expanding Businesses: Sole Proprietorship to Hiring Employees

If

November 5th, 2019|Small Business|

Why Businesses Need Business Interruption Insurance

If your small business operations were interrupted next week, would you be able to bounce back the week after next? For 9 out of 10 small businesses, the answer is no.

According to FEMA, being forced to close for just five days can cause the majority of small businesses to fail within a year. But if your business were to face a serious

October 17th, 2019|Small Business|

Tips to Protect Against Common Phishing Tactics

Phishing tactics can target any internet user, but the results can be particularly devastating when your small business is affected. Losses from business email compromise scams reached $2.7 billion in 2018, according to the FBI’s Internet Crime Report, with no sign of the problem ending anytime soon.

To protect your business, it’s important to know about the most common phishing tactics and what

October 11th, 2019|Small Business|

Why You Shouldn’t Use Your Personal Car for Business Purposes

Each year, as many as one in 20 vehicles used for business purposes is involved in an auto accident. While no one wants to get in an accident, improperly insured business drivers face risks beyond filing a claim.

For improperly insured drivers, claims of property damage or bodily injury can be denied by an insurer and your business could face a lawsuit.

October 11th, 2019|Small Business|

Tips for Creating a Workplace Emergency Plan

A workplace emergency plan can help your small business prepare for the unexpected, ensuring worker safety and continued business operations.

According to FEMA, up to 90 percent of small businesses fail within a year of facing a serious emergency if they are unable to resume operations within five days. In 40 to 60 percent of serious incidents, businesses never reopen.

Improve your business’s

October 11th, 2019|Small Business|

Developing a Risk Management Program at Your Organization

A successful risk management program can protect your employees, members and volunteers from harm and your organization from associated costs. Because of the program’s importance, your organization’s leadership should hold the responsibility of the risk management program planning.

When implementing a risk management program, consider the following fundamentals:

  • State the reasons for having the program. These objectives will determine the depth and scope
October 11th, 2019|Uncategorized|

Email Wire Fraud Scams Affecting Lawyers and Their Firms

More and more, scammers are targeting lawyers by sending forged emails to law firms, clients and financial institutions. The scam typically involves a compromised email account, which can be the lawyer’s, the client’s or even the bank’s. Scammers monitor the account to uncover pending transactions, such as a real estate purchase, a loan or the settlement of a lawsuit.

At the appropriate time

October 11th, 2019|Legal|