Understanding the inner workings of how an insurance policy is written and managed can be helpful whether you’re shopping for new insurance or already have coverage in place. In this blog, we’ll walk you through the process your Lockton Affinity policy goes through to give you an idea of what to expect.
From the moment you fill out a contact form, you’re on
Summer storms can pose a serious risk for businesses with inventory. In 2019, the Congressional Budget Office estimated commercial business damage from summer storms at $9 billion. Your business may be at greater risk if your product is located in vulnerable warehouses or out in the open exposed to the elements.
These weather risks are hard to predict and can affect your inventory
Working outdoors can be just as tough on the body during the winter as it is during the summer. While hot weather carries the risk of heat stroke, winter weather can result in cold stress. Cold stress is a condition that occurs when a person’s body can no longer maintain its normal temperature, resulting in serious injuries such as permanent tissue damage
Like most people, many financial and legal professionals are rarely more than arm’s length from their cell phone. Taking a call on the go, pecking out a quick email or sending a text are the lifeblood of modern business communications. Yet email and text communications with clients may pose a substantial exposure. These tips for texting and emailing clients can help you
A successful risk management program can protect your employees, members and volunteers from harm and your organization from associated costs. Because of the program’s importance, your organization’s leadership should hold the responsibility of the risk management program planning.
When implementing a risk management program, consider the following fundamentals:
Whether cleaning, hanging pictures or inspecting a roof, ladder safety is important to acknowledge.
According to the World Health Organization, the United States leads the world in ladder deaths. Each year in the U.S., there are more than 164,000 emergency room-treated injuries and 300 deaths caused by falls from ladders. Most ladder deaths are from falls of 10 feet or less.
Help ensure ladder
As a business owner, not much seems worse than facing a claim against your business. Having a financially sound and respected insurance carrier, however, can make all the difference during such a stressful time. Knowing that insurance professionals are managing the defense of the claim and that your carrier will be there to fund any settlement or judgment against you is essential