Small Business Archives - Lockton Affinity

Understanding Workers’ Compensation for Your Business

Lots of businesses start out small. But as you hire more employees or open new locations, it’s important your workers’ compensation coverage keeps pace with your growth.

Understanding workers’ compensation for your business is important and helps ensure you manage risk and stay compliant. Here’s what to know:

Workers’ Compensation Covers

Workers’ compensation insurance provides benefits coverage to your employees in the event of a

July 12th, 2022|Small Business|

How to Report a Claim: The Claim Process for Lockton Affinity

Insurance isn’t like most products you buy — your policy might stay “in the box” quite a while before you need it. With such a big gap between your purchase and needing access to your insurance, it may be hard to remember how to report a claim. Luckily, the claim process for Lockton Affinity is easy.

If an incident occurs and you need

May 13th, 2022|Small Business|

Password Security: The Recipe for Better Cyber Safety

Food and beverage sector businesses are increasingly experiencing disruptions, not only from the pandemic, but from hackers as well. Cybercrime is at an all-time high in many industries, and with fewer security controls, food-based businesses are facing more than their fair share.

Password security is your best recipe for cyber safety, protecting all your data, devices and systems from unauthorized

April 20th, 2022|Franchise, Small Business|

Spring Cleaning Tips for Better Safety

It’s hard to believe, but spring is just around the corner. Now’s the perfect time to consider seasonal maintenance and spring cleaning before hotter weather arrives.

Being proactive and keeping your organization’s facilities in good condition is smart. It not only benefits the longevity of your property, it also improves safety for employees, members and visitors.

Here’s a list of seasonal maintenance and spring

March 23rd, 2022|Non-Profit, Small Business|

10 Insurance Terms Explained in Plain English

If it’s your first time shopping for insurance for your business, insurance terms can be a real stumbling block. Even for old pros, a fresh perspective on a familiar topic can help you better understand what really matters.

Here’s a look at 10 common but confusing insurance terms explained in plain English to make your insurance buying experience easier.

1. Named

March 8th, 2022|Franchise, Small Business|

5 Cyber Security Tips for Small Businesses

Over the last few years, small businesses have become a favorite target of cyber criminals. Hackers have stolen password credentials, business records and customer credit card data from some of the most unlikely targets.

The consequences of a hack are serious. Claims and legal fees routinely cost businesses more than $1 million and the damage to brand

February 22nd, 2022|Small Business|

Snow Shoveling Safety Tips

Like everyone, many organizations spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie. All the same, snow removal can also be risky for employees, members, volunteers and your organization.

Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your organization. The

February 10th, 2022|Franchise, Non-Profit, Small Business|

Implementing Regular and Redundant Backups

About Regular and Redundant Backups

Making regular and redundant backups is a simple practice you can implement to help protect against data loss and ensure the continuity of your business.

Regular and redundant backups are designed to provide a dual layer of protection:

  • Regular backups guard against the potential for a loss of data that would be difficult or impossible to replace.
  • Redundant backups
September 16th, 2021|Financial, Franchise, Healthcare, Small Business|

Vehicle Safety for Small Businesses

Vehicle safety for businesses is a top priority. Every year, preventable accidents claim lives and cause millions of dollars in damages. By applying tried and tested safety standards to the operation of your vehicles, your organization can reduce the risk of accidents and claims.

Vehicle Safety Standards for Small Businesses

The Department of Transportation has outlined safety standards for pre-trip and post-trip inspections for commercially

September 16th, 2021|Financial, Franchise, Small Business|

Encryption of Sensitive Information

Data encryption is an essential tool that helps protect the confidentiality and privacy of your firm’s sensitive digital information during storage and transmission.

This complex technology automatically scrambles your data to protect it from prying eyes and unscrambles the same data so that you and other authorized parties can work with it.

Encryption works seamlessly in the background every day to secure data, including

September 16th, 2021|Financial, Franchise, Small Business|