Additional Groups Archives - Lockton Affinity

How to Stay Safe Outside in the Heat

It’s the height of summer, and many people are excited to be spending more time outdoors after COVID-related closures. But along with the fresh air and sunshine there is extreme heat that can be dangerous to your health.

As your organization schedules activities outdoors this summer, make sure to take the heat into account. It could mean the difference between a fun and

August 3rd, 2020|Additional Groups, Non-Profit, Small Business|

Everything You Need to Know about Heat Exhaustion

Heat exhaustion is one of three heat-related syndromes, with heat cramps being the mildest and heatstroke being the most severe. While heat exhaustion is in the middle, this syndrome must be taken seriously.

Heat Exhaustion Causes

According to the Mayo Clinic, your body needs to maintain a normal core temperature near 98.6 F. In hot weather, your body cools itself by sweating. However, when

July 17th, 2019|Additional Groups, Non-Profit, Small Business|

Implement Overexertion Prevention Methods

While most of volunteers or members won’t be doing extremely physical labor for your organization, there are occasions where it can be helpful to think about overexertion prevention.

Overexertion can be caused by a variety of incidents—not just heavy lifting or manual labor. Overexertion can cause disorders of the soft tissue, specifically of the muscles, and may

April 10th, 2019|Additional Groups, Non-Profit|

Risk Management Tips by Industry

At Lockton Affinity, we custom tailor, implement and manage insurance solutions for a wide variety of industries. Along with customized insurance programs, we provide risk management resources, too.

Find your industry below to browse risk management tips that apply to you and your organization.

Find Risk Management Tips for Your Industry

Franchise Systems

The Importance of Protecting your Leadership and Board Members

Leaders make daily decisions that impact the success of your non-profit. As a leader, these members are expected to accept the same guidelines and duties that the heads of major corporations follow: the duties of diligence, loyalty and care.

Despite training and having the best interests of the non-profit at heart, mistakes can happen. When errors occur, volunteers, employees and even outsiders may

October 11th, 2018|Additional Groups|

Insurance Terminology to Know

Insurance comes with its own language and can often be confusing. We want to ensure that you feel comfortable and confident in purchasing insurance. Read on for common insurance terminology you will likely come across during your insurance purchase.

Do I need General Liability or Professional Liability?

General liability covers risks associated with business, such as clients and others who come into contact with

August 21st, 2018|Additional Groups|

The Difference Between General and Umbrella Liability Insurance

Lockton Affinity offers a variety of policy types to fit the complex insurance needs of clients like you. Despite the differences of many companies and organizations, one of the most common insurance policies needed is liability coverage.

However, there are many types of liability coverage. For example, Lockton Affinity offers:

  • Cyber Liability
  • Employment Practices Liability
  • Excess Liability Insurance
  • Fiduciary Liability
March 21st, 2018|Additional Groups|

Tips for Selecting Insurance Limits

With insurance limits, retroactive dates, coverage exclusions and more, insurance can be confusing. At Lockton Affinity, we strive to make it as simple as possible. Read on for some basic information about insurance limits and how to select them.

 

Understanding insurance limits

An insurance limit, or limit of liability, is the maximum amount the insurance company will pay under a given policy. So

February 27th, 2018|Additional Groups|

Make the Best of Events in the Rain

Everything is ready to go for your event – You, your car and your team. But, a look at the radar shows rain. Don’t let the forecast dampen your enthusiasm.

Some HPDE events will continue despite rain, so be prepared. Follow these tips to stay safe on the track and enjoy your HPDE event:

Choose Smart Clothing – In addition to your gear, pack

August 16th, 2017|Additional Groups|