Over the last few years, small businesses have become a favorite target of cyber criminals. Hackers have stolen password credentials, business records and customer credit card data from some of the most unlikely targets.
The consequences of a hack are serious. Claims and legal fees routinely cost businesses more than $1 million and the damage to brand
Like everyone, many organizations spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie. All the same, snow removal can also be risky for employees, members, volunteers and your organization.
Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your organization. The
“Don’t put all your eggs in one basket” is a very old saying and, in many ways, it’s still the basis for the modern insurance that helps protect your business. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to help one another in the case of
One way to mitigate the increased risk of cyber attacks is to look to low cost and no cost solutions that can offer an immediate risk management benefit without added expense or complexity. Lockton Affinity’s CyberLock Defense Program has prepared this list of 12 low cost and no cost ways to help prevent cyber attacks on your business.
Design professionals need to know exactly what you’re agreeing to before you sign on the dotted line. With some contract clauses, you could be tying yourself to broad indemnity obligations far beyond what you intended, which is why you need to beware of indemnification clauses.
Agreeing to the wrong contract clause can not only expose you to excess risk not covered by your
Employment practices refers to the part of your business that deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common.
To protect your business, it’s important to understand the different types of employment practices claims. Here is a deeper dive into 4 common employment practices liability claims and how to protect against